When do you really need a lawyer and when are you wasting your money? Before deciding to hire an attorney, evaluate the potential risk of moving ahead without a lawyer. You probably don't need a lawyer to take care of a speeding ticket. But if substantial money is at stake or if more important things are at risk (like your freedom, your rights, or your reputation), you should consider hiring a lawyer.
If you are accused of committing a crime or party to a law suit, you should contact a lawyer right away. You can file for a divorce or for bankruptcy yourself, but a lawyer could help you avoid legal complications that could cost you money down the line. A lawyer's advice can also be invaluable if you need to sign a contract or agreement. Legally binding contracts have a lot of legal mumbo-jumbo you may not understand, but a lawyer can help you with the fine print and save you money and/or hassles in the future.
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